Savings Corner

DECEMBER 27, 2023

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. Perhaps more importantly, automatic payments help you avoid missed payments — which often result in late fees — and make the payment an effortless part of paying your monthly bills.

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Savings Corner

APRIL 4, 2024

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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Savings Corner

APRIL 4, 2024

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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For the Mommas

JANUARY 23, 2013

Create a budget. If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Credit Sesame has found that 1 in 3 Americans are overpaying $541 a month on their loans. Bring your lunch to work more frequently. Spending Less.

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Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards.

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Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. That may be a shock if you’re used to making minimum payments on a credit card.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

This means taking all or most of your loans and then refinancing them into a single loan held by one lender, making it easier and often cheaper to pay off. This includes your credit cards, student loans, business loans—you name it. When it comes to using a balance transfer credit card , you definitely need to be careful.

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