Savings Corner

DECEMBER 27, 2023

Even if you’re doing a credit card consolidation loan [and] the only reason you got a consolidation loan is to have one payment, it still makes sense to gauge the impact on your budget,” Young says. Know where every dollar goes Find ways to spend more on the things you love, and less on the things you don’t.

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Savings Corner

APRIL 4, 2024

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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Savings Corner

DECEMBER 25, 2023

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). NerdWallet also has a refinancing calculator. You pay about one-twelfth of your annual tax bill with each mortgage payment, and the servicer saves them in an escrow account.

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Prairie Eco-Thrifter

JANUARY 18, 2019

Divorce or Lawsuit: From court fees to lawyer bills, the justice system is not cheap. The last thing someone should suffer from is not being able to pay off the hospital bills. Some lenders even offer grace periods during late payments, zero prepayment penalties, and refinancing options for customers. Credit Cards.

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Savings Corner

DECEMBER 25, 2023

If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan. Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. Will I need a co-signer for a private student loan?

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Savings Corner

APRIL 4, 2024

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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For the Mommas

JANUARY 23, 2013

If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Credit Sesame has found that 1 in 3 Americans are overpaying $541 a month on their loans. There are websites out there that will allow you to set a goal. Spending Less.

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