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Family Budget Spreadsheets 2021

Family Balance Sheet

I created it as a way to communicate our finances to my husband. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I created it as a way to communicate our finances to my husband. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. This is a 12 month spreadsheet.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. We are communicating regularly.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills. Determine the maximum loan you qualify for. Getting preapproved can help (see Step 5).