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Over 40 and Worried about Money? Start here!

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” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. Start Saving for your Emergency Fund TODAY!

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How to Achieve Your Financial Goals (tips from the achievers)

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I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt.