article thumbnail

Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I am a planner by nature, so I leaned into my spreadsheets.

Budgeting 130
article thumbnail

Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I am a planner by nature, so I leaned into my spreadsheets.

Budgeting 160
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

How to Start a Business in 15 Steps

Savings Corner

And if you’re renovating a space to sell products or perform services, you may need to ask local officials for a zoning change. If you take payments in person, you’ll probably need a point-of-sale system too. Apply for licenses and permits In general, restaurants need health inspections and liquor licenses.

Finance 52
article thumbnail

How to Make Good Financial Decisions

Prairie Eco-Thrifter

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Read and understand any documents and understand the conditions of the sale and post sale (warranties and etc).

Making 240
article thumbnail

What Is A Home Equity Loan?

Savings Corner

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. Covering large medical bills: Health care can be incredibly expensive, and medical problems often arise unexpectedly. households possess a collective $32.6

Home 52
article thumbnail

Legit Ways to Make Money for Christmas

Saving Everyday

Back in my day, we didn’t have Facebook Marketplace, so I had to find other ways to sell things like yard sales, pawn shops, and flea markets. She finds most of the products she sells at yard sales and Goodwill outlets, where you pay a set price per pound. Lower Your Electric Bill. Legit Ways to Make Money for Christmas.

Money 52
article thumbnail

5 Money Saving Home Improvement Projects That Add Value To Your Home

Saving Cents With Sense

There are a lot of high efficiency models on the market that will save you money on your energy and water bills. Guests and potential buyers alike will be impressed with your newly renovated backyard. If you are considering getting new appliances, there has never been a better time.