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1st Meeting of the Christmas Savings Club

Family Balance Sheet

Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays. I've never been diligent about transferring the Christmas money into a separate account. So, how did I do in January? It's awesome.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

friends or family to save on housing costs, and we put a little bit from. each check into a savings account. had a small amount already saved for a tiny vacation. daughter’s tenth birthday. savings for college for our girls. trips, donating to our church, helping friends in need. It was never.

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