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1st Meeting of the Christmas Savings Club

Family Balance Sheet

Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays. I've never been diligent about transferring the Christmas money into a separate account. I have a plan for February.

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Grocery Budget Challenge | July & August

Family Balance Sheet

We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget. Also, take into account any special occasions, such as birthdays, anniversaries, pot lucks, etc. February Meeting. For my system, read 11 Simple Meal Planning Tips.

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The Best Time to Buy Anything During the Year – Details

Coupons Do Work

Superbowl, Valentine’s Day, Presidents’ Day, and Chinese New Year, February is an lovely month to stockpile your kitchen. Go for the large Haas avocados during February—they can be as low as $0.57. Happy Birthday America! November is my favorite month because it is my birthday month! The Love month!