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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

My childhood was split between Florida, Ohio and Minnesota. I am now back living in South Florida. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

And then at the end of the rainbow, you retire, and move to Florida. We charted out our course of action to pay off debts and start saving for retirement. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. Go to school. And Read some more.