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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet.

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

2 – Create your own Debt Freedom Plan. I highly recommend reading Dave Ramsey’s book, The Total Money Makeover. We are following his debt snowball method and the book provided the blueprint for our Debt Freedom Plan. Read our 2016 Crushing Debt Guidelines here. What’s important to you?

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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. Instead of buying books, check them out of the library. 20 Tips for Frugal Living. You have more options with a frugal lifestyle.