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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. Or, instead of dining out every night, you may opt to cook at home more often. This seems like a no-brainer, right? But many people don't have a clear understanding of their monthly income and expenses.

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 2: Determine Your Budget. Step 3: Fill Your Envelope.

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

This can be as simple as forgoing dinner out sometimes and cooking at home more; taking your lunch from home sometimes instead of always buying it; and the oldie but goodie – giving up one expensive Starbucks coffee a day. Have a Budget Firstly, you must know where your money comes from and where in needs to go.

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Cooking to Financial Success

Prairie Eco-Thrifter

Cooking is also our family’s greatest financial tool. Cooking as a financial tool? From a mathematical perspective, the food section of our budgets often has the most flexibility, and it’s often the place we fall most short. Fiscally, it’s smarter to cook at home.

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Budget Recipe | Bean & Ham Soup With Cornbread

Saving Everyday

Cooking at home gives you complete control over your ingredients, so you know what you are putting into your family’s bodies. I’m also a foodie, which means I love delicious food ! Not every recipe on the site will always be LIGHT, but it will be homemade, which is where I believe healthy eating starts.

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McDonald’s vs. Fresh Foods: Which is Cheaper?

Saving With Shellie

One of the main arguments people give for just getting Fast Food is that it is cheaper and quicker than cooking at home. This graphic shows the cost and nutrition of a meal for four at McDonald’s versus two different home cooked options. Even on a limited budget you can eat fresh foods. Not in Austin?

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Remember to Celebrate Your Success

Prairie Eco-Thrifter

Trimming your budget. Cooking at home. Eating out less. Paying cash for an item. Maxing out your retirement savings account. Completing a no spend week or month. Reducing your debt each month. Avoiding accumulating more debt. This list could go on and on and will be different with each individual and family.

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