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An Easy Way to Save for Irregular Expenses

For the Mommas

If your budget is tight, you can still use the sinking fund principle by adding just a couple dollars to each account from each paycheck. If your monthly budget has enough wiggle room for these amounts, then you’re ready to get your sinking funds started. If there’s no extra money in your budget, there’s still hope, though.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

When my brother and I were growing up, our parents didn’t have much discretionary income. My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids. I track expenses, monitor our budget and handle all of our investments.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I took on extra work outside of my full-time accounting job. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. I told myself that it I would only be sacrificing these things for a short period of time and could sign up for them again after I got my debt under control.

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