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8 Action Steps for a Frugal February!

Family Balance Sheet

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. I’m a big fan of Zero Based Budgeting. So I am declaring a Frugal February.

February 130
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5 Easy Budget Categories to Reduce

Family Balance Sheet

Need to cut your spending? The 5 Easiest Budget Categories to Reduce. If you are trying to reduce your expenses, groceries should be the first thing you attack. They are by far the easiest & quickest category to reduce in a household budget. My husband volunteers at our local YMCA for a free family membership.

Budgeting 100
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Frugal February

Family Balance Sheet

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. I’m a big fan of Zero Based Budgeting. So I am declaring a Frugal February.

February 100
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How to Save Money on Groceries

Family Balance Sheet

Rising prices are affecting everyone’s bank account, and groceries are leading the way. Everyone is trying to figure out how to save money on groceries! Groceries is one budget category that can get out of control very quickly, and that’s before inflation. How to Save Money on Groceries.

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Christmas Savings Club | August Meeting

Family Balance Sheet

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program.

August 100
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Christmas Savings Club | June Meeting

Family Balance Sheet

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program.

June 100
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How to Save Money on Groceries

Family Balance Sheet

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast.