Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’m not ready to divulge the loan amount, but it is hefty, and paying it off by the end of 2016 is a long shot. But, I’m ready to take on 2016!

2016 100

2016 Money Financial Goals Debt 100

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total. I created one on Excel.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. February Update.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100