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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. Find a free court, borrow or buy rackets and balls, and go play some tennis. Start writing a budget today if you haven’t started already. Hit the tennis courts.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

Family Balance Sheet

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Don’t buy stuff you don’t need even if it seems like a great deal. Who initiated the debt free goal? So I take the clothing or grocery budget and stretch it as far as I can. To pay off our home early.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

Also buy produce as it is in season. racks FIRST when shopping for clothes and shoes. buy things marked down at the end of the season so we have a good. selection of clothes at a fraction of the price before the next year. 2 – I also will continue meal planning and buying sales for groceries.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads. Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. Initially it all seemed fine. Yes, but not yet!

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It Really Does Get Better

Prairie Eco-Thrifter

Miss T, in her post “ Remember, Slow and Steady Wins the Race ” states “After failing [to get out of debt] a couple times, I came to the realization that I needed a new plan, one that was attainable and manageable for the long term. Paying off debt is great but having no quality of life in the process is not the way to do it.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. I read it in two days and I was sold on the idea of being debt free. Consignment stores and auctions are a great way to buy clothes and furniture at low prices. How did you celebrate when you became debt free?