Prairie Eco-Thrifter

AUGUST 10, 2014

Even though many of us grumble about paying insurance premiums, the reality is that insurance is necessary for many of us. Insurance is designed to help us cover the costs associated with replacing expensive assets. Whether or not you need insurance depends on your particular situation. What Do You Own? Covering Yourself.

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Penny Pinchin' Mom

DECEMBER 17, 2023

Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average. The ideal scenario is that your emergency fund should look to cover at least six months of all your monthly household expenses should you suddenly lose your income.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

MAY 30, 2012

So look at the take-outs you buy, the dinners out, the expensive designer coffees, the magazines, the impulse buys of things you really didn’t need, the ‘stuff’ you buy without thinking it through. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JANUARY 1, 2013

Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JULY 4, 2011

Tim from How to Make Bankable Savings discusses Buy Versus Rent: Non-Financial Considerations are Ke y The decision to buy or rent your home involves more than a financial analysis. Tom Drake from Canadian Finance Blog clarifies our Understanding of Term Life Insurance.

Personal Finance 240

Personal Finance Finance Family Debt 240