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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. In 2015, the monthly challenge will be Choose Thrift First. Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break.

Thrifting 100
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Everyday Changes that Save Money & Help our Planet + a $25 GIANT FOOD STORES Gift Card Giveaway

Family Balance Sheet

However, there are simple things we can do every day that help Mother Earth by using less energy, sending less trash to the land fills, and conserving our natural resources. In an effort over the years to save money at the grocery store and reduce our waste, I’ve found reusable alternatives to many paper products that we were using.

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Our 2018 Financial Goals

Family Balance Sheet

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Choose Thrift First.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Did you buy the materials to make that cute craft that you found on Pinterest but the bag is still sitting in your dining room…3 months later? It is NOT a spending account.