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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

So for 2015, I want to challenge myself and you, to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break.

Thrifting 100
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Everyday Changes that Save Money & Help our Planet + a $25 GIANT FOOD STORES Gift Card Giveaway

Family Balance Sheet

However, there are simple things we can do every day that help Mother Earth by using less energy, sending less trash to the land fills, and conserving our natural resources. In an effort over the years to save money at the grocery store and reduce our waste, I’ve found reusable alternatives to many paper products that we were using.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Another friend sells her homemade artisan bread and another friend sells hand sewn dolls at craft fairs. 18 – Use Cash Back Grocery apps. What is your craft?

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Our 2018 Financial Goals

Family Balance Sheet

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Choose Thrift First.