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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Just calculate the difference between your assets (things that bring you money or positive financial value) and liabilities (things that take money out of your pocket). Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets. What Is Your Current Net Worth?

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Create a Monthly Spending Plan | 31 Days to Organize Your Finances

Family Balance Sheet

At this time, I do not have an excel spreadsheet for you to download, but I found an easy pdf for you to use– make a budget worksheet , or create your own excel budget, or just use paper, pencil, and calculator at this time. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund. entertainment.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

calculator. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. Calculate the simple math equation: Income – Expenses = X. For example, if today is May 22, then follow these steps to plan for June’s budget.

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