Family Balance Sheet

DECEMBER 29, 2020

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. I created the Gift Spending Budget spreadsheet to start planning for the next Christmas because I NEVER wanted to feel that out of control again.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. This includes Christmas savings, extra mortgage payment, clothing, hobbies, anything frivolous, and sadly, contributions to charities and our retirement will also be paused.

Budgeting 246

Budgeting Budget Family Debt 246

The Frugal Girl

FEBRUARY 18, 2024

At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market.

Kids and Family 183

Kids and Family Home and Garden Money Frugal 183

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133