Family Balance Sheet

FEBRUARY 1, 2023

We could really use an intentional month of frugalness to reset our mindset. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. 5 – Plan ahead.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

JULY 16, 2015

If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Dining Out. We used to spend hundreds of dollars a month going out to eat at restaurants. Gym Membership.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

JUNE 8, 2018

We have been using this system ever since. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. receipts, statements, all upcoming bills, and any other history of your spending. How to Start a Budget (and be successful at it!). lined paper. calculator.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 1, 2019

In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). 3 – Cook/Eat from the pantry and freezer. Use up all of those odd ingredients.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Cancel unused subscriptions.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 16, 2016

Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 3 – Commit to funding the account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100