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8 Action Steps for a Frugal February!

Family Balance Sheet

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. So I am declaring a Frugal February.

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. I’ve put a band-aid on the situation by using plastic tubs for her clothes and a plastic drawer unit for her socks and underwear. Thrifting'

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. To reign your grocery spending in, you must plan all of your meals.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Jacki and her husband take the month of January to map out their goals for the year. Chris and his wife made a financial goal to go to an all cash lifestyle on budget categories such as groceries, clothing, restaurants, and gas. Cut back on spending. Reduce my Grocery Spending. Save for emergencies.