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8 Action Steps for a Frugal February!

Family Balance Sheet

Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals.

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break. This challenge already has me thinking differently.

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Frugal February

Family Balance Sheet

Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals.

February 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. What is your skillset?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

2 – Reduce your grocery spending without sacrificing quality. Can you answer this question, how much do you spend on groceries each month? If you do not know the answer, then there is a good chance you are over spending. The easiest way to reduce your grocery spending is to plan your meals.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. Only you can decide what’s necessary vs. non-necessity, but it’s critical that you include everything that you could possibly spend money on. Total your expenses.

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