Savings Corner

DECEMBER 25, 2023

Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. Since it’s a refinance, you’ll be dealing with one loan payment per month. Most lenders will require you to maintain at least 20% equity in your home. Just one loan. Access to more funds.

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Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

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Prairie Eco-Thrifter

JANUARY 22, 2013

According to an article that was published on Investment News last June, it costs approximately $235,000 to raise a child and that’s not even counting their college tuition ! ” Before you answer, here are five other questions to ponder that will help to provide you with the clarity that you seek: How Much Debt Do I Have? .

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Prairie Eco-Thrifter

NOVEMBER 6, 2013

An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S. Just because a card offers a reward, even a nice one, doesn’t necessarily make it a good deal – especially for us.

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