article thumbnail

Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

article thumbnail

Meet a Reader | Megan from California

The Frugal Girl

I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. I think of the period of my life right after college my “quarter life crisis,” which included a series of money mistakes. I still remember how long it took to pay that off and never want to be there again.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Credit Card Rules You Should Live By

For the Mommas

Credit Card Rules You Should Live By. Ah, the credit card. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Pull out that handy credit card. Just say no.

article thumbnail

Best Credit Cards – December 2023

Savings Corner

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. Keep in mind that these are not the only good options in each category.

article thumbnail

Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

Robert presents 5 Steps Toward Post College Financial Bliss posted at The College Investor , saying, “Over my past few posts, I’ve highlighted key transitions that have financial ramifications in any college graduate’s life: The job search and managing life in your first apartment. Readon for some great bonuses.

Money 113
article thumbnail

Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Between camping and hoteling it over the years, we’ve managed to check off a LOT of items on our bucket list – including camping in every one of the 48 contiguous United States. That’s not right.

article thumbnail

7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

Her dream of becoming a college professor died when her dissertation was not accepted and she did not win the doctorate. She charged up credit cards to buy food and clothing. Use credit counseling to try to get your financial life back on track. Sink Into Depression. Borrow Money You Can’t Pay Back. Discontinue Insurance.