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Meet a Reader | JenRR from the Midwest

The Frugal Girl

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. I’ve been an architect, day-care teacher to toddlers, and library clerk, but am currently a SAHM to a 14yo son and 9yo daughter. What’s the “why” behind your money-saving efforts? Enjoying some outdoor time.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

I’m busy raising my daughters with my 50-something husband, managing our small business, and writing my blog. They’re taking a gap year between high school and college. And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams.

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Meet a Reader | Beth from VA

The Frugal Girl

I live just outside of Richmond, VA with my husband, 18-year-old twin daughters, and our two dogs. I came into adulthood struggling to pay my way through college and then struggling to repay student loans on a small salary. I was always in debt, which has been a tremendous source of shame for me. Here’s Beth: 1.

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

Family Balance Sheet

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. I’m single, have a grown daughter, I’ll soon be a grandmother and I’m a care taker to my elderly mother. How much debt did you pay off? What kind of debt was it? in credit card debt, and an additional $28,756.17

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Meet a Reader | Biker Liz

The Frugal Girl

I’m a long-distance cyclist, a triathlete, a wife, a mother of two, a sister, a daughter, a friend, DIY-er, and a community member! Sunrise with my daughter at Lake Michigan Our son is now 15, and about 25 hours into his private pilot’s license, which he’s funding by earning money working for my father-in-law.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. 2 – Decide where to put the money. And put the money in your emergency fund.

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Meet a Reader | AF in Virginia

The Frugal Girl

As an adult, I can see it was likely a mixture of not enough income, high cost of living area, mismanagement of money, and kids just being expensive for single mothers particularly. What’s the “why” behind your money-saving efforts? What’s an embarrassing money mistake you’ve made?

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