The Frugal Girl

FEBRUARY 18, 2024

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. I’ve been an architect, day-care teacher to toddlers, and library clerk, but am currently a SAHM to a 14yo son and 9yo daughter. We rented at first, but the rental situation in our new town was poor. Enjoying some outdoor time.

Kids and Family 183

Kids and Family Home and Garden Money Frugal 183

Family Balance Sheet

JUNE 4, 2015

After renting an office for 12 years, we had nothing to show for it and the space was starting to feel a bit cramped. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. I had to cut something from our spending and do it quickly.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

MAY 6, 2020

And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. It was a scary time for us. What got us through financially? Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

The Frugal Girl

MARCH 4, 2024

Our daughter is 24 and was adopted from Eastern Europe when she was one week short of a year old. He married the love of his life almost two years ago, so now we have a daughter-in-law, too. When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177