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5 Lessons Learned When Our Finances Went Awry

Family Balance Sheet

We carried no credit card debt and we contributed to our retirement. Communicate with your spouse. One of the hardest conversations I have had with my husband was when I told him that I didn’t know how we would pay our bills that month. photo credit. Prior to that, we thought we were golden. Yep, life was good.

Finance 100
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

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5 Best Tata Cliq Coupons to Provide You an Unforgettable Shopping Experience

Fashion Without Guilt

You will be astonished with the fact that the online coupon and the discount offers the can increase the customer acquisition and it also increased the number of the conversion. The special code comes with the special credit cards. It improves the loyalty of the customers also. The offer comes with the promo code.

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Marriage and Money: 5 Tips To Reduce the Money Arguments

Family Balance Sheet

It is not always easy to communicate your current financial snapshot with your spouse, so let the balance sheet do the talking for you. I developed this spreadsheet years ago, as a way to communicate our finances with my husband. Do you want to eliminate your credit card debt? Complete a Family Balance Sheet on a Monthly Basis.

Money 225
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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Once the goals are set, they focus on one step at a time and communicating regularly. You want to be very specific on your intentions.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. Sitting down with my husband to discuss our situation was one of the hardest conversations I have ever had in our marriage, but I felt so much relief getting it off my chest. We are communicating regularly.

Goals 100
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Are You a Cell Phone ‘Tech NO’?

Prairie Eco-Thrifter

Today it is usually a computer generated voice trying to cause anxiety in us about our insurance or our credit or something equally unpleasant. Of course, some picked up on other’s rings so they could listen in on the party line conversations! There was one phone. It stayed in the house. Everyone except this one guy.

Phones 179