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Family Budget Spreadsheets 2021

Family Balance Sheet

I created it as a way to communicate our finances to my husband. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I created it as a way to communicate our finances to my husband. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. This is a 12 month spreadsheet.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. We are communicating regularly.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too.