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A Goal Without a Plan is Just a Wish

Family Balance Sheet

At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. We have a long way to go before we accomplish our goals and reach debt freedom, but my husband and I are starting to see momentum and progress. We are communicating regularly.

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Family Budget Spreadsheets 2021

Family Balance Sheet

I created it as a way to communicate our finances to my husband. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. You might already have this spreadsheet since it’s free for joining my newsletter community.

Budgeting 130
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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I created it as a way to communicate our finances to my husband. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. You might already have this spreadsheet, since it’s free for joining my newsletter community.

Budgeting 160