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Stock Market Sectors: 11 Official GICS Groups

Savings Corner

Image source: The Motley Fool Investing in stock sectors At a glance, the 11 GICS stock market sectors are: Energy Materials Industrials Utilities Healthcare Financials Consumer Discretionary Consumer Staples Information Technology Communication Services Real Estate 1. Communication services 10. Real estate 11.

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Enriching Education: After-School Activities To Enhance Your Child’s Education and Prospects

Motherhood Moments

By giving your child the tools they need to be successful in business, you're setting them up for a bright future. Forming an LLC can help protect your teen’s personal assets and provide tax flexibility. Trying Entrepreneurship One way to enhance your child's education is by teaching them the basics of entrepreneurship.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. I created it as a way to communicate our finances to my husband. We could afford a camping trip, we could pay our tax bill on time, and we could pay cash for Christmas, but we needed to PLAN for it.

Budgeting 160
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Top 5 Must Know Negotiation Tips To Get Anything You Want

Prairie Eco-Thrifter

Below are five of the most basic (and the most important) negotiation tools you can use for any situation in life. Understand Your Communication Skills – There are three things you need to understand. Second, know that everyone has their own way of communicating. Use Silence – Silence can be a powerful tool.

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What You Should Know Before Moving to Another Country

Koupon Karen

Consider engaging in language learning to facilitate communication and demonstrate respect for the local culture. Attending local events, festivals, and community gatherings can further enrich your understanding, offering a firsthand experience of the vibrant tapestry of your new environment.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

I am a big believer in communicating. ” Harry Sit from The Finance Buff asks Tax Efficiency: Relative or Absolute? , and says, “Because you have to pay taxes on interest, dividends, and realized gains, an investment that loses less of its returns to taxes is said to be more tax efficient.