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Over 40 and Worried about Money? Start here!

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” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. Start Saving for your Emergency Fund TODAY!

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How to Achieve Your Financial Goals (tips from the achievers)

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I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Conversely, you could give yourself a consequence too if you don’t hit the goal.