Savings Corner
APRIL 4, 2024
Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards. You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop. This can be a boon for your credit score.
Family Balance Sheet
JUNE 4, 2015
On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills.
Savings Corner
DECEMBER 24, 2023
Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Consider options backed by the federal government.
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