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Four Crazy Credit Card Scams

Prairie Eco-Thrifter

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams. Then to top it all off, there are credit card scammers out there that are looking to get your personal information.

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Why a Credit Card Is Just As Important to Overseas Travel as Luggage

Prairie Eco-Thrifter

Guest Post Author Bio: By Odysseas Papadimitriou, CEO of Card Hub, an online marketplace for cards ranging from business credit cards for new businesses to secured credit cards. Like a plane, boat, passport or luggage, a credit card is important to any trip overseas. Let’s find out.

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Why Use Cash?

Prairie Eco-Thrifter

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. That day the entire credit system nearly collapsed.

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The High Price of Excuses, Justification, and Avoidance.

Prairie Eco-Thrifter

Last week I was having a conversation with an acquaintance who just moved to Central Park Towers, a luxury building right on Central Park West in Manhattan, i.e. my dream location… if I had a million dollars. Considering that she too is an unemployed actress, and we were having this conversation at an audition, I asked about cost.

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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards. You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop. This can be a boon for your credit score.

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Get 5% Cash Back at Popular Restaurants

Couponing 101

The strategy I’m about to share for accomplishing this doesn’t require any printed coupons or awkward conversations with your server, either. It’s all automatic and seamless, right into your account! With the Rakuten App , you can enjoy 5% cash back at over 10,000 restaurants.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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