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A Goal Without a Plan is Just a Wish

Family Balance Sheet

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. My husband and I had children later in life.

Goals 100
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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

Don’t take out more cash than you need, and make sure you’re using it for a purpose that will improve your finances instead of worsening your situation. The balance doesn’t have to be repaid as long as the borrower lives in and maintains the home and pays their property taxes and homeowners insurance.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Plan a Speech Develop an elevator speech – a very short (1 minute or so) prepared speech to control the conversation. Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings. Take Baby Steps Start by saying no to small things.

Money 264
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. Would renting for another year or two improve your financial standing?