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5 Steps to Saving Money Using Just Envelopes

Couponing 101

My biggest area of spending is food, but I’ll actually look at these as two separate categories: groceries and dining out. This number will be a personal choice based on dietary needs, where you live, household size, and how much you will realistically cook at home vs. dine out. Do not use a credit or debit card!

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. So I finally got to the third gas station and inserted my Discover card, hoping it would accept it. We started cooking at home more, a big issue for us was eating out.

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Start Small; Dream Big: Achieving Financial Security From Small Beginnings

Prairie Eco-Thrifter

She got rid of her credit card debt using this.” Bobbi started cooking at home instead of always dining out. Bobbi started cooking at home instead of always dining out. “I I discovered I really love to cook. I have found new recipes, I eat more healthy food and I have even lost a few pounds.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Stop eating out – it’s so much better for your wallet and your waistline to cook at home.

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

This can be as simple as forgoing dinner out sometimes and cooking at home more; taking your lunch from home sometimes instead of always buying it; and the oldie but goodie – giving up one expensive Starbucks coffee a day. You might need a new outfit but you ‘ need ’ food and a way to get to work more!

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Interview with a Self-Made Millionaire

Prairie Eco-Thrifter

We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. We especially never put anything consumable (like gas, food, eating out, movies and etc) on a credit card. Peggy: Oh yes! The Spectrum Group.

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