Course Emergency Fund Property Taxes Renovation 
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Yep, life was good.
Family Balance Sheet
JUNE 8, 2018
I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. A zero-based budget is planning for every single dollar of after-tax income. Keep reading and let me show you my favorite way to budget. How to Start a Budget (and be successful at it!).
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