Penny Pinchin' Mom

JANUARY 16, 2024

There are a million short courses online that can help you get started. Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

OCTOBER 18, 2019

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. From what we learned in the course, we wrote our Debt Freedom Plan. Our 2019 Financial Goal. We can now move on to other financial goals. 1st Update in June 2014.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. It will be casual and I think I’m going to make my easy lasagna , salad, steamed vegetables, and of course, birthday cake. Our mission: Live WELL, On LESS Money. How We Saved this Week: 1.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

APRIL 1, 2021

If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. I have a friend who sells cookies and candy during the Christmas and Easter holidays. You just need some imagination and a nose for free family fun. Put the money in your emergency fund instead.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 16, 2016

If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. I have a friend who sells cookies and candy during the Christmas and Easter holidays. You just need some imagination and a nose for free family fun. Put the money in your emergency fund instead.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133