Remove Course Remove Landscaping Remove Property Taxes Remove Renovation
article thumbnail

Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We were able to set aside the money over a course of 16 months and it felt amazing to walk into a store and have the cash for a purchase.

Budgeting 130
article thumbnail

Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We were able to set aside the money over a course of 16 months and it felt amazing to walk in to a store and have the cash for a purchase.

Budgeting 160
article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. A zero-based budget is planning for every single dollar of after-tax income. Keep reading and let me show you my favorite way to budget. How to Start a Budget (and be successful at it!).

Budgeting 133