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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). What need are you trying to fulfill by over spending or shopping? She and her husband also used a visual motivation chart posted on their refrigerator.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

Everyone had unique motivation for working towards debt freedom: Jackie and her husband were sick of the stress that goes along with money issues. Shannon made crafts and sold them on Etsy. They Managed their Grocery Spending. I have always stressed that groceries is one of the easiest budget categories to reduce.

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