Family Balance Sheet

JUNE 25, 2013

At the beginning of June, I was able to transfer the $100 to our savings account, however we had a lot other gifts to purchase in June and I ended up using some of our Christmas money to cover the money spent. Or sell some bigger items on Craigslist. Or challenge yourself to reduce your grocery spending by your shortfall.

June 100

June Club Christmas Goals 100

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Add it up to get a total.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 5, 2015

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend.

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

FEBRUARY 16, 2016

Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100