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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Any loyalty program is designed to keep you coming back for more – to help you want to spend money in their store, on their merchandise. Credit card rewards programs are no different. The rewards encourage you to charge things on their card. I just won’t waste the time it takes to manage the rewards.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical.

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. Take advantage of free money.

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. Your Money Should Be Working For You, Not Against You. Money Tips' Debt does much more damage than good, however.

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How We Frugal-ed in June 2023

Family Balance Sheet

Instead, I look for creative ways to save my family money in all aspects of our lives. I was leaving money on the table before April and I’m glad I researched for opportunities. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. The money hit our account in April.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit. What Does It Mean to Freeze Your Credit. When you freeze your credit, your credit profile goes on lock down. Money Tips' Use cash only?

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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

T does have some great tips to save money on organic and healthy food ). Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them.