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How To Get A Personal Loan In 8 Steps

Savings Corner

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Review lender requirements and gather documentation Once you decide on the amount you want to borrow, you need to know what it will take to get approved by a personal loan lender.

Debt 52
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Here’s generally how it works: The lender will do a credit check. You’ll turn in any required financial documentation. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You’ll pay for a home appraisal.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I author a blog to document our adventures ( Reflections Around the Campfire ) because I enjoy creative writing and because I wanted a permanent record of our travels, especially for our kids. Alan and I, by choice, bought land in an area with low property taxes. Go figure. What’s the easiest/hardest part of being frugal?