Savings Corner
APRIL 4, 2024
The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. Ideally, you’ll also get a lower rate in the process.
Savings Corner
APRIL 4, 2024
The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Review lender requirements and gather documentation Once you decide on the amount you want to borrow, you need to know what it will take to get approved by a personal loan lender.
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Savings Corner
DECEMBER 24, 2023
These things can hurt your credit score or impact your debt-to-income ratio, which can imperil your final loan approval. Do a final walk-through A final walk-through is your opportunity to view the property one last time before it becomes yours. Keep your finances and credit in good shape from preapproval until closing day.
Savings Corner
APRIL 4, 2024
You’ll turn in any required financial documentation. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash.
The Frugal Girl
MARCH 4, 2024
I author a blog to document our adventures ( Reflections Around the Campfire ) because I enjoy creative writing and because I wanted a permanent record of our travels, especially for our kids. Alan and I, by choice, bought land in an area with low property taxes. Go figure. What’s the easiest/hardest part of being frugal?
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