Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? Using Dave Ramsey’s 7 baby steps, we created our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We also had four credit cards, two lines of credit, and a car loan. We used (and currently still follow) Dave Ramsey’s Baby Steps. We have two daughters, Emma (11 years old) and Brooklyn (9 years old).

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235