Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. This update includes how we frugal-ed in April, May, and June. Some months are more successful than others. Ask and ye shall receive!

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Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. This is how you learn more about each bad spending habit you may have. Believe me!

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Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

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Savings Corner

JUNE 13, 2024

How fast you can build credit depends on various factors, including your current score and the strategies you employ. It’s also important to set a goal for what score you need and why. Keep your credit card balances low. Diversify your credit accounts. Expect to pay from $0 to around $140 per year.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. You will save a great deal on important and immediate items as well as important but not immediate items. Set personal and financial goals for your savings.

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