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How We Frugal-ed in July 2022

Family Balance Sheet

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Credit Card Cash Back Redemptions in July: $196. I only use cards that offer some type of cashback offer.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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Grocery Budget Challenge | February Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Also my debit card got caught up in the Target breach of security.

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

Family Balance Sheet

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. And this is just on a mortgage, not including any credit card or student loan debt. Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan. I rarely use coupons.

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

If you do a weekly meal plan, you will know exactly what ingredients need to be bought during your next grocery shopping trip, including the ones you have and those you don’t. Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Could I knock $20 off my grocery shopping somehow? What are your financial goals now? This was further compounded by a number of other situations. Initially it all seemed fine. Could I lower my cell phone plan?

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