Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. I use this spreadsheet. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Consider tutoring.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. Calculate how much debt you have by using my free Family Balance Sheet. There are definitely things we’re saying no to, but there are also things that we won’t to give up.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! Our emergency fund. It was a lifesaver, a sanity saver, and a marriage saver.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100