The Frugal Girl

FEBRUARY 23, 2024

Tuesday I got back late from an orientation about an hour away, so I popped by Panera and picked up dinner for Zoe and me, using a gift card from my credit card rewards. $0 Monday A friend treated me to tacos, and Zoe ate her leftover burrito. 0 out of pocket for me!

Credit Card Rewards 201

Credit Card Rewards Leftovers Burritos Dinner 201

Family Balance Sheet

FEBRUARY 28, 2014

Also my debit card got caught up in the Target breach of security. Thankfully, nothing happened to my account, but my bank issued us new cards anyway. With cash, there’s no chance of credit card tampering. Action Step 3: In February, we cleaned and organized our refrigerator, freezer, and kitchen pantry.

Budgeting 124

Budgeting Budget February Groceries 124

Coupons Do Work

APRIL 14, 2015

I paid it all in cash (try not to pay in credit cards…). This is what I do: Step 1 : make a monthly menu plan and stick it on the fridge or the wall. Note: to see my example of a monthly menu plan, click here. My total bill was $27.57. now how do I do it? They were the leftovers. Step 2: leftovers.

Budgeting 100

Budgeting Budget Food Kids and Family 100

Family Balance Sheet

JUNE 1, 2011

Use Cash I like to use cash while on vacation, because I am less tempted to buy useless souvenirs and over spend with a credit card, but it takes a little planning to come up with the cash that we need. How much gas do you think you will need to get to your destination? Yeah, for nights off! What Are Your Non-Food Needs?

Vacation 178

Vacation Saving Money Money Food and Drink 178

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. We plan on participating in our neighborhood''s yard sale next month to raise our vacation funds. Do you really need another coffee mug or t-shirt? I want to remember my vacation through our photos, not our receipts. What Are Your Non-Food Needs?

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100