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How We Frugal-ed in June 2023

Family Balance Sheet

2 – We opened up high-interest savings accounts and earned $250 in interest. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. 4 – Credit Card Rewards – $241.78

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Create a Gift Giving Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. If you haven’t started saving for this upcoming Christmas, you will need to scramble to find that money NOW, so you won’t feel compelled to use a credit card.

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How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

Instead I've kept the cabinet organized and up to date. I've organized all of our major categories and then I use sub-files within each cateogry. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. It has saved us time and our sanity. Thanks, Celia!

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. Both instances could have brought us down and we could have reached for a credit card, but thankfully, my husband and I are pretty adamant about having an emergency fund and I want you to become adamant about having one too. An emergency fund is not a spending account.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. You’ll know how much is in your checking and savings accounts and your retirement accounts. The amount you need to save to get to your target.

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The Top Personal Finance Tips For Recent Graduates; From 10 different Finance Experts

Prairie Eco-Thrifter

How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Andy Josuweit, Andy Josuweit is the CEO of Student Loan Hero , which helps students to organize, manage, and repay their student loans.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.