article thumbnail

Best Private Student Loans and Current Rates

Savings Corner

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. Credit score and income are taken into account for most student loans.

Student 52
article thumbnail

Taking a Loan: Is Now a Good Time?

Prairie Eco-Thrifter

The global economic downturn and credit crunch has placed a large number of people under great financial pressure. If you have a good credit rating you will be able to secure a loan easily, but if you default on repayments for whatever reason, your credit rating and financial situation could turn bad very quickly.

Debt 183
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Should You Save Or Invest Your Money?

Prairie Eco-Thrifter

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. No Cost Refinancing – Pros and Cons.

Money 189
article thumbnail

Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. Make establishing an emergency fund a priority.

Money 235